Privacy Policy

Aventis Capital

Effective Date: [03-01-2026]
Last Updated: [03-01-2026]

Aventis Capital (“Aventis Capital”, “we”, “us”, “our”) is a financial services firm operating as a distributor, facilitator, and intermediary for financial products including Mutual Funds, Loans, Insurance Products, National Pension System (NPS), Fixed Deposits (FDs), Exchange Traded Funds (ETFs), Bonds, and New Fund Offers (NFOs).

We are committed to protecting the privacy and personal data of our clients, users, and website visitors (“Data Principal”, “you”, “your”) and to processing such data in a lawful, transparent, and secure manner.

This Privacy Policy (“Policy”) is issued in compliance with applicable Indian laws, rules, and regulatory guidelines.

1. Applicable Laws and Regulatory Framework

This Policy is governed by and complies with, inter alia:

The Digital Personal Data Protection Act, 2023 (DPDP Act)
The Information Technology Act, 2000
The Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011
Securities and Exchange Board of India (SEBI) regulations and circulars (where applicable)
Association of Mutual Funds in India (AMFI) guidelines
Insurance Regulatory and Development Authority of India (IRDAI) regulations
Pension Fund Regulatory and Development Authority (PFRDA) guidelines
Reserve Bank of India (RBI) directions (where applicable)
Any other applicable laws, notifications, or regulatory directions in force in India

2. Data Fiduciary Details

Business Name: Aventis Capital
Nature of Business: Financial Services Distributor / Intermediary
Proprietor: Joy Banerjee

Registered Address:
1767, Sector-7E,
Faridabad – 121006,
Haryana, India

Contact Information:
Email: joy.banerjee@aventiscapital.co.in
Phone: +91-9910833655

For the purposes of the DPDP Act, Aventis Capital acts as a Data Fiduciary.

3. Scope of This Policy

This Policy applies to personal data collected through:

Client onboarding and account opening processes
Distribution and facilitation of financial products
Websites, digital platforms, and electronic communications
Physical forms, KYC documents, and service records
Telephonic, electronic, or in-person interactions

This Policy does not govern third-party websites or platforms linked through our services, which are subject to their own privacy policies.

4. Nature of Relationship and Disclaimer

Aventis Capital acts solely as a distributor / facilitator / intermediary and does not:

Act as the issuer, underwriter, or guarantor of financial products
Control the data practices of mutual fund houses, insurers, banks, AMCs, pension funds, or issuers

Personal data shared with product manufacturers or regulated entities is subject to their respective privacy and data protection policies and regulatory obligations.

5. Categories of Personal Data Collected

5.1 Personal and Contact Information

Name, date of birth
Address and contact details
Email address and phone number

5.2 KYC and Financial Information

PAN, Aadhaar, or other officially valid documents
Bank account details (where required for transactions)
Investment, insurance, pension, or loan-related information

5.3 Transaction and Service Data

Product preferences
Transaction history
Service requests and communications

5.4 Technical Data

IP address
Device and browser information
Cookies and usage logs (where applicable)

We collect only such data as is necessary and legally required for providing our services.

6. Purpose of Processing Personal Data

Personal data is processed for the following lawful purposes:

Client onboarding and identity verification (KYC / AML compliance)
Distribution and facilitation of financial products
Processing transactions and service requests
Regulatory reporting and record maintenance
Communication regarding products, services, and regulatory updates
Fraud prevention, risk assessment, and security
Audit, compliance, and dispute resolution

7. Lawful Basis for Processing

We process personal data on the basis of:

Consent provided by the Data Principal
Performance of contractual obligations
Compliance with legal and regulatory requirements
Legitimate uses permitted under the DPDP Act, 2023

8. Consent and Withdrawal

Where consent is required:

Consent is obtained in a free, informed, and unambiguous manner
You may withdraw consent at any time, subject to statutory or contractual obligations
Withdrawal of consent may limit or prevent continued access to certain services

9. Sharing and Disclosure of Data

Personal data may be shared strictly on a need-to-know basis with:

Asset Management Companies (AMCs)
Insurance companies
Banks, NBFCs, pension funds, and issuers
Registrar and Transfer Agents (RTAs)
Technology service providers and compliance partners
Regulators, statutory authorities, courts, or law enforcement agencies

Aventis Capital does not sell or commercially exploit personal data.

10. Data Security Practices

We implement reasonable security practices and procedures as required under Indian law, including:

Controlled access to personal data
Secure digital and physical storage
Confidentiality obligations for staff and service providers
Periodic compliance reviews

Despite best efforts, no system can be guaranteed to be completely secure.

11. Data Retention

Personal data is retained only for:

The duration necessary to fulfill service purposes
Periods mandated under SEBI, AMFI, IRDAI, PFRDA, RBI, or other applicable regulations
Legal, audit, or dispute resolution purposes

Upon completion of retention requirements, data is securely deleted or anonymized.

12. Rights of Data Principals

Subject to applicable law, you have the right to:

Access personal data held by us
Request correction or updating of inaccurate data
Request erasure of personal data (where legally permissible)
Withdraw consent
Submit grievances regarding data handling

Requests may be submitted using the contact details below.

13. Cross-Border Data Transfers

Any transfer of personal data outside India shall be carried out strictly in accordance with the DPDP Act, 2023 and applicable government notifications, including consent and safeguards where required.

14. Grievance Redressal

Grievance Officer:
Joy Banerjee

Contact Details:
Email: joy.banerjee@aventiscapital.co.in
Phone: +91-9910833655

Grievances shall be addressed within the timelines prescribed under applicable law.

15. Amendments

Aventis Capital reserves the right to modify this Policy at any time in accordance with changes in law or business practices. Updated versions shall be published with a revised effective date.